Here is a selection of our most frequently asked questions. If you can’t find the answer you are looking for just go to our Contact page and send your question over or give us a call.

Can I repair my own Credit?

Depending on your time, patience, perseverance, and complexity of your dispute you can successfully dispute inaccurate credit report items on your own. However, credit bureaus' and debt collectors tactics can make the process difficult for you.

How soon will I see a result?

Most clients will see a credit score increase within the first 30 -45 days. But It really depends on the type and number of items that need to be addressed in your credit profile.

Why doesn't KCR have service levels?

We believe you shouldn't be charged more for superior service.

How much does it cost?

$69.00 is your first work fee and then $69.00 monthly until your credit score is where you want it to be. You can cancel at any time.

Do you offer a Money back Guarantee?

Yes, we offer a money back guarantee. If you don't see a credit increase by 90 days KCR will give you a full refund.

Do you offer a couples discount?

Yes, sign up together and receive a 10% discount. If you're living together you two can pay together. You do not have to be married.

Do you share our personal information with anyone?

No, we do not share your information with anyone. You may see our Privacy Policy for additional details.

How many items do you dispute at a time?

We dispute 15 items (5 items per bureau) every 35 days

Do you pull my credit report?

Yes, we pull your 3 bureau reports. Which is a soft pull and absolutely free.

What is financial Management?

Financial management is strategically planning how you should earn and spend money. It also involves setting financial goals, and recording all the money you earn and spend. We will teach you to lower your expenses so you're able to make your payments on time, stay out of debt, and continue to build your credit for years to come.